When a storm is on the horizon, knowing what steps to take beforehand can mean the difference between minor damage and major destruction. Being prepared not only helps protect your home and property but also ensures the safety of your family. Below, we’ve outlined 10 essential pre-storm actions you can take to safeguard your home and minimize risk.
1. Create a Family Emergency Plan
Before a storm arrives, it’s crucial to have a well-thought-out emergency plan in place. Make sure your family knows the evacuation routes, where to meet if separated, and how to contact each other. Don’t forget to identify pet-friendly shelters in case evacuation is necessary.
Key Elements to Include:
- Communication plan
- Emergency meeting points
- Evacuation routes and shelter information
- Pet care plan
2. Stock Up on Emergency Supplies
Prepare an emergency kit with all the essentials for at least 3 days. Include food, water, medications, flashlights, batteries, first-aid supplies, and important documents in waterproof containers. Also, ensure that you have enough supplies for pets, infants, or elderly family members.
Essential Supplies:
- Non-perishable food and water (at least one gallon per person per day)
- Flashlights and extra batteries
- First aid kit and necessary medications
- Cash, as ATMs, may not be functional
- Copies of important documents (ID, insurance policies, etc.)
3. Secure Outdoor Furniture and Objects
Flying debris is one of the leading causes of home damage during storms. Secure outdoor furniture, decorations, grills, or tools, or bring them inside. Anything left unsecured can become a dangerous projectile.
Actionable Tip:
- Bring items indoors or secure them with strong ties or ropes.
4. Inspect and Reinforce Doors and Windows
Ensure that all doors and windows are securely fastened, and install storm shutters if necessary. If you don’t have storm shutters, consider using plywood to board up windows. Reinforcing entry points can prevent high winds and flying debris from breaking through.
Steps to Follow:
- Inspect for cracks or loose seals
- Install storm shutters or board up windows
- Reinforce garage doors if needed
5. Clear Gutters and Drains
Blocked gutters and drains can lead to serious water damage during heavy rain. Ensure that your gutters are clear of leaves, debris, and dirt, allowing water to flow freely away from your home’s foundation.
Actionable Tip:
- Use a hose to flush out your gutters and ensure downspouts are clear.
6. Trim Trees and Shrubs
Overgrown or weak branches can break off during a storm, potentially damaging your roof, windows, or cars. Trim any loose branches near your home to minimize the risk of damage.
Actionable Tip:
- Regularly prune trees and shrubs, focusing on dead or weak branches.
7. Protect Important Documents
Ensure that important documents such as insurance policies, birth certificates, passports, and home titles are stored in a waterproof and fireproof safe. If possible, create digital backups that can be accessed remotely.
Documents to Secure:
- Homeowners and auto insurance policies
- IDs, passports, and social security cards
- Medical records and prescriptions
- Financial records (bank statements, mortgage documents)
8. Review Your Home Insurance Policy
Before the storm hits, review your homeowner’s insurance to make sure you have adequate coverage, especially for storm-related damage. If you live in a high-risk area, consider adding flood or hurricane insurance, which may not be included in standard policies.
Things to Check:
- Coverage for wind, flood, and storm surge damage
- Policy limits and deductibles
- Ensure valuable items are listed on your policy
9. Backup Power Supplies
Power outages are common during storms, so it’s a good idea to have backup energy sources. A generator can keep your essential appliances running, but even extra batteries for flashlights and phones will help you manage in the dark.
Actionable Tip:
- Test your generator before the storm to ensure it’s in good working condition.
- Charge portable battery packs for phones and electronics.
10. Know How to Shut Off Utilities
In the event of a severe storm, you may need to shut off your home’s utilities to prevent further damage. Familiarize yourself with how to turn off your water, gas, and electricity, and teach other family members how to do the same.
Actionable Tip:
- Label the shut-off valves for gas, water, and electricity, and make sure they’re easily accessible.
Taking the right steps before a storm hits can significantly reduce the damage to your property and ensure your family’s safety. By following this 10-step pre-storm checklist, you can be better prepared for the unexpected and have peace of mind knowing you’ve taken essential precautions.
Need Help with Post-Storm Damage? If your property suffers damage from a storm, contact Justin Miller for professional assistance. Our experienced public adjusters can help you file a claim and ensure you get the compensation you deserve.